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Do all dogs need pet insurance? [Video]

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Dogs will frequently need more medical care more often than cats will – and that comes with a price. Getty Images

Being a dog owner can be a loving, fun and fulfilling experience for years, if not a decade or more. The adventures and memories owners build with their dogs can last a lifetime, making pet ownership one of the most fulfilling relationships you’ll likely have. But … it can also be expensive. 

The median price of having a dog is around $1,400 annually, according to a recently published report. With many dogs living to be 15 years old or longer, that can add up to tens of thousands of dollars spent over your pet’s lifespan. It’s no wonder, then, that many people have started turning to pet insurance for help.

A pet insurance policy can provide robust protections, often at a minimal cost to the owner. But do all dogs really need pet insurance? Or is it just better for older ones

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